Services — Mulcahy Capital

You are a busy real estate investor, but you get stressed and frustrated with financing.

You can continue to be successful and resourceful with the right help.

We free up your time so you can concentrate on your real estate opportunities.

Services Provided

Construction Funding

Construction loans for development projects which are ground-up construction, a gut-rehab of an existing property, a property requiring light cosmetic work, or a property with deferred maintenance issues. These can be short-term loans, or longer term, such as a “construction to permanent loan”.

International Investors

Overseas, foreign-based, or non-national investors often struggle to get lender approval for debt financing on investment property. We have a successful track-record of closing these loans on investment condos, multifamily rentals, and commercial rental property.

Bridge Loans

For properties in transition, either requiring some deferred maintenance, or a lease-up of vacant space, or some other turn-around story. The property may not qualify for conventional financing today, but the bridge loan gives the property time to qualify for more competitive market loans.

Commercial Mortgages

Real Estate investments that are acquired or refinanced using debt financing, in the form of a commercial mortgage. Commercial mortgages allow the investor to leverage-up their investment, their equity down-payment.

Land Loans

For land being held for speculation, or during a pre-development period while entitlements & permitting is being finalized. These can be challenging for some borrowers as they typically have no cash-flow. We finance these with the correct structure, and the right lender.

Joint-Venture Financing

Sometimes an experienced partner, or a well-capitalized partner, is needed to get a loan approved. This could come in the form of a development partner or operating partner for experience, or a joint-venture investment partner where experience & capital are both required.

SBA Loans

A business owner can acquire the property it operates its business from, using SBA financing. This allows for up to 90% leverage, meaning just a 10% down-payment. A great option for small business owners not wanting to pay rent, and not tie up too much capital in their real estate.

Mezzanine Debt

Used to increase the debt leverage beyond the senior lender who is in first position. The Mezz Lender will take a second position and extend additional debt, thereby allowing the borrower to put less equity down.

Equity Investors

When development or operational experience is not required, but capital is needed. The equity partner can be passive (Limited Partner), or more hands-on (General Partner). An Equity Partner may also be required to facilitate securing the Debt Financing, by providing their Personal Guarantee on the Debt.

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